Category: Car Accident
Why Insurance Companies Undervalue Car Accident Claims
After a serious motor vehicle accident, you might need to file a New York car accident claim to pursue compensation for your medical bills and crash-related losses. This means going through the no-fault claim process with your own insurance provider...
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How to File a New York No-Fault Car Accident Claim
In New York, the auto insurance law requires drivers to carry no-fault coverage, which serves as the primary insurance for losses resulting from car accident injuries. If you are in a motor vehicle accident, it’s important to know how to...
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What Is Loss of Earning Capacity?
Key Takeaways Future Income vs. Past Wages: While “lost wages” reimburse you for the paychecks you missed during your initial recovery, “loss of earning capacity” compensates you for the long-term reduction in your future ability to make a living. You...
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The Role of Medical Records in Accident Claims
Key Takeaways Seeking prompt medical care creates an immediate timeline linking your specific injuries directly to the crash, preventing insurers from claiming they were pre-existing. Detailed records and bills verify past medical expenses and future care needs while physician notes...
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Can You Sue for PTSD from a Car Accident?
Key Takeaways Meeting NY’s Serious Injury Threshold: Under New York’s no-fault system, to sue an at-fault driver for PTSD and emotional trauma, your claim must generally meet the state’s “serious injury” threshold—often alongside significant physical injuries. Because psychological harm cannot...
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How to Handle Your Medical Bills After a Queens Car Accident
Key Takeaways Because New York is a no-fault state, your own Personal Injury Protection (PIP) insurance pays your initial medical bills—even if the other driver caused the crash. The PIP Safety Net: Basic no-fault coverage in New York pays up...
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Claim for a Car Accident While Pregnant in New York
Key Takeaways Hidden, life-threatening complications like placental abruption or internal bleeding often have delayed symptoms. You must seek emergency medical care immediately after a crash to protect your baby and document your injuries. Under New York Insurance Law §5102(d), the...
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Why Didn’t My Insurance Cover My Hospital Bill After a Car Accident?
Are you looking over a benefits statement you received after a New York car accident and wondering, “Why didn’t my insurance cover my hospital bill?” Many drivers assume their auto insurance will automatically cover every medical charge related to a...
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How Does a Permanent Injury from a Car Accident Affect Compensation?
Key Takeaways A permanent injury meets New York’s “serious injury” threshold (NY Insurance Law § 5102(d)), allowing you to step outside the no-fault PIP system and sue the at-fault driver. Crossing the serious injury threshold allows you to pursue non-economic...
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Does Not Wearing a Seatbelt Affect an Insurance Claim?
Key Takeaways Seatbelts Are Mandatory in NY: New York law requires all drivers and passengers to wear seatbelts, and children must be in appropriate child restraints. Failure to buckle up is a primary offense resulting in fines and license points....
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