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Key Takeaways Because New York is a no-fault state, your own Personal Injury Protection (PIP) insurance pays your initial medical bills—even if the other driver caused the crash. The PIP Safety Net: Basic no-fault coverage in New York pays up...

Key Takeaways Hidden, life-threatening complications like placental abruption or internal bleeding often have delayed symptoms. You must seek emergency medical care immediately after a crash to protect your baby and document your injuries. Under New York Insurance Law §5102(d), the...

Key Takeaways You Can Recover If Partially at Fault: Under New York’s comparative negligence law, sharing the blame for an accident does not bar you from seeking compensation for your injuries. NY Uses a “Pure” Comparative Negligence System: Unlike states...

Are you looking over a benefits statement you received after a New York car accident and wondering, “Why didn’t my insurance cover my hospital bill?” Many drivers assume their auto insurance will automatically cover every medical charge related to a...

The award highlights the personal injury attorney’s dedication to serving accident victims in New York The Tadchiev Law Firm, P.C. is proud to announce that Attorney Boris Tadchiev was selected for the 2026 edition of the Best Lawyers: Ones to...

Key Takeaways A permanent injury meets New York’s “serious injury” threshold (NY Insurance Law § 5102(d)), allowing you to step outside the no-fault PIP system and sue the at-fault driver. Crossing the serious injury threshold allows you to pursue non-economic...

Key Takeaways Seatbelts Are Mandatory in NY: New York law requires all drivers and passengers to wear seatbelts, and children must be in appropriate child restraints. Failure to buckle up is a primary offense resulting in fines and license points....

Injured people pursuing personal injury claims often ask, “Is it better to go to trial or settle?” The answer depends on the facts and circumstances of the case. If you have been seriously injured by someone else’s carelessness or negligence,...

The financial pressure of a serious accident can feel immense. Medical bills pile up while paychecks stop, and stress disrupts your daily life. When insurance adjusters call with a quick settlement offer, it can be tempting to accept it to...

Last Updated: February 2026 New York’s no-fault system was established to ensure that people involved in accidents can pay for medical bills. But it has become complicated and adversarial. New York requires automobile owners to have no-fault car insurance. As...