Blog

If you’ve suffered injuries because of someone else’s negligence, the effects can change the way you live your day-to-day life. Activities that once brought you happiness and connection may become difficult or impossible. Losing the ability to enjoy these experiences...

Key Takeaways Future Income vs. Past Wages: While “lost wages” reimburse you for the paychecks you missed during your initial recovery, “loss of earning capacity” compensates you for the long-term reduction in your future ability to make a living. You...

Running your own business comes with freedom and flexibility. But it also means you’re completely dependent on your ability to work and generate income. If you suffer injuries in an accident caused by someone else’s negligence, your financial situation can...

Key Takeaways Seeking prompt medical care creates an immediate timeline linking your specific injuries directly to the crash, preventing insurers from claiming they were pre-existing. Detailed records and bills verify past medical expenses and future care needs while physician notes...

Key Takeaways Meeting NY’s Serious Injury Threshold: Under New York’s no-fault system, to sue an at-fault driver for PTSD and emotional trauma, your claim must generally meet the state’s “serious injury” threshold—often alongside significant physical injuries. Because psychological harm cannot...

Key Takeaways You can claim reimbursement for everyday recovery costs, including medical co-pays, prescription medications, medical equipment (like crutches), travel to doctor appointments, and hired household help. Broadly speaking, any money you spend directly because of the accident is an...

Key Takeaways Because New York is a no-fault state, your own Personal Injury Protection (PIP) insurance pays your initial medical bills—even if the other driver caused the crash. The PIP Safety Net: Basic no-fault coverage in New York pays up...

Key Takeaways Hidden, life-threatening complications like placental abruption or internal bleeding often have delayed symptoms. You must seek emergency medical care immediately after a crash to protect your baby and document your injuries. Under New York Insurance Law §5102(d), the...

Key Takeaways You Can Recover If Partially at Fault: Under New York’s comparative negligence law, sharing the blame for an accident does not bar you from seeking compensation for your injuries. NY Uses a “Pure” Comparative Negligence System: Unlike states...

Are you looking over a benefits statement you received after a New York car accident and wondering, “Why didn’t my insurance cover my hospital bill?” Many drivers assume their auto insurance will automatically cover every medical charge related to a...